Hit-and-Run UM Recovery

The Situation: Our client was struck by a driver who fled the scene, leaving them injured with no way to identify the at-fault party.

The Challenge: Without identifying the other driver, our client needed to pursue an Uninsured Motorist (UM) claim against their own insurance. But the carrier was skeptical, questioning whether the hit-and-run actually occurred as described.

What We Did: We built a comprehensive evidence package:

• Scene forensics documenting the collision
• 911 call timing data
• Any other evidence gathered

The evidence clearly corroborated our client's account of what happened.

The Outcome: The carrier accepted the UM claim and paid the full policy limits.

‍Why It Mattered: Hit-and-run cases aren't hopeless. With the right investigation, UM coverage can provide real recovery even when the at-fault driver disappears.